Contracts

In Iowa, an earnest money check returned for insufficient funds from the buyer:

AAutomatically terminates the purchase contract
BDoes not automatically void the contract but gives the seller grounds for breach and remedies✓ Correct
CIs a criminal offense requiring IREC investigation
DConverts the purchase agreement into a lease

Explanation

A dishonored earnest money check is a breach of the buyer's obligation under the purchase agreement. The seller may pursue remedies including keeping the earnest money as liquidated damages or seeking specific performance, but the contract is not automatically voided.

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