Contracts

Iowa's appraisal contingency in a purchase agreement protects the buyer by:

AEnsuring the home appraises above the purchase price
BAllowing the buyer to renegotiate or cancel the contract if the property appraises below the agreed purchase price✓ Correct
CRequiring the seller to pay for the appraisal
DGuaranteeing the lender will fund the loan

Explanation

An appraisal contingency allows the buyer to renegotiate the purchase price, require the seller to reduce the price, or cancel the contract and recover their earnest money if the property appraises at less than the agreed purchase price, protecting the buyer from overpaying.

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