Escrow & Title
Title insurance in Louisiana protects against:
AFuture zoning changes
BKnown title defects the buyer agreed to accept
CHidden title defects, liens, or encumbrances that were not discovered in the title search✓ Correct
DPhysical damage to the property
Explanation
Title insurance protects buyers and lenders against hidden title defects — such as undisclosed heirs, forgeries, or recording errors — that were not found during the title search but existed prior to the policy date.
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