Escrow & Title

A Maryland real estate settlement sheet (HUD-1 or Closing Disclosure) shows a 'debit' to the buyer for:

AEarnest money already paid
BThe purchase price and any charges the buyer owes at settlement✓ Correct
CCommission paid by the seller
DThe seller's existing mortgage payoff

Explanation

A debit to the buyer represents amounts the buyer owes at settlement — the purchase price, closing costs, prepaids, and other charges.

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