Environmental
A property located within a FEMA-designated Special Flood Hazard Area (SFHA) requires the buyer to:
AInstall flood barriers before closing
BPurchase flood insurance if obtaining a federally backed mortgage✓ Correct
CObtain a variance from the local zoning board
DDisclose the flood zone only if the property has previously flooded
Explanation
Federal law requires flood insurance on properties in SFHAs when the mortgage is federally backed (FHA, VA, conventional with government-sponsored backing).
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