Escrow & Title (alternative)
A title search in Maryland examines public records to determine:
AThe property's current market value
BThe chain of title, encumbrances, and liens affecting the property✓ Correct
CWhether the property meets zoning requirements
DThe seller's credit history
Explanation
A title search reviews public records to trace the chain of ownership and identify any encumbrances (mortgages, liens, easements, restrictions) that may affect the property's title.
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- A Maryland title search typically goes back how far in the chain of title?Escrow & Title
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Key Terms to Know
Chain of Title
The sequential record of all transfers of ownership for a piece of property from the original patent holder to the present owner.
EasementA non-possessory right to use another person's land for a specific purpose.
EncumbranceAny claim, lien, charge, or liability attached to real property that affects its value or limits its use.
LienA financial claim against a property that serves as security for a debt or obligation, giving the creditor the right to foreclose if unpaid.
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