Environmental (alternative)

Maryland requires disclosure of known flooding issues on the Residential Property Disclosure form. Properties with a history of flooding are required to disclose because:

AIt aesthetically affects property value only
BFlooding is a material defect that affects the property's habitability, structural integrity, and insurability✓ Correct
COnly flood zone designation is relevant, not actual flooding history
DFederal law requires this for all property sales

Explanation

Known flooding history is a material defect that can affect structural integrity, habitability, and insurance costs/availability. Maryland sellers must disclose known flooding conditions on the disclosure form.

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