Escrow & Title (alternative)

Under Maryland's Home Affordable Modification Program (HAMP)-related procedures, a borrower in default seeking loan modification should first contact:

AMREC for mediation services
BTheir mortgage servicer and/or a HUD-approved housing counselor✓ Correct
CThe Maryland Circuit Court directly (alternative)
DThe Maryland Insurance Administration (alternative)

Explanation

Borrowers in default seeking loan modifications should contact their mortgage servicer and may also work with a HUD-approved housing counselor (available free of charge) to explore modification options.

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