Fair Housing
A Massachusetts real estate agent who belongs to a religious group should not:
AEver assist buyers of other faiths
BUse their religion as a basis for selecting which clients to serve or which properties to show✓ Correct
CDisclose their religion to clients
DRepresent buyers of all religions simultaneously
Explanation
A real estate agent's personal religious beliefs cannot be used as a basis for discriminating in the provision of services—including selecting which clients to work with, which properties to show, or how to treat different clients.
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Key Terms to Know
Lien
A financial claim against a property that serves as security for a debt or obligation, giving the creditor the right to foreclose if unpaid.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
Debt-to-Income Ratio (DTI)A lender's measure of a borrower's monthly debt obligations relative to their gross monthly income, used to evaluate loan eligibility.
Comparable Sales (Comps)Recently sold properties similar in size, condition, and location used by appraisers and agents to estimate a property's market value.
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