Environmental
Polychlorinated biphenyls (PCBs) are found in some older commercial and industrial properties in:
AInsulation and roofing materials only
BElectrical transformers, capacitors, and some older building materials like caulk✓ Correct
CMunicipal water supply systems
DNatural soil deposits in Massachusetts
Explanation
PCBs were widely used in electrical equipment (transformers, capacitors) and some building products (caulk, paint, floor finish) before being banned in 1979. Their presence requires careful handling and potentially costly remediation.
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Key Terms to Know
Debt-to-Income Ratio (DTI)
A lender's measure of a borrower's monthly debt obligations relative to their gross monthly income, used to evaluate loan eligibility.
Comparable Sales (Comps)Recently sold properties similar in size, condition, and location used by appraisers and agents to estimate a property's market value.
ZoningLocal government regulations that control land use by dividing areas into zones specifying permitted uses, building sizes, and densities.
VarianceOfficial permission to use land in a way that does not conform to the applicable zoning ordinance, granted by a zoning board when strict enforcement would cause undue hardship.
State-Specific Concepts
Continuing Education
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