Fair Housing
Redlining is an illegal practice where lenders:
ACharge higher closing costs to all borrowers
BRefuse to make loans or provide insurance in certain geographic areas based on the racial composition of those areas✓ Correct
CRequire higher down payments for investment properties
DRefuse to lend on properties that need repairs
Explanation
Redlining is the illegal practice of refusing to make mortgage loans or provide insurance in certain neighborhoods based on the racial or ethnic composition of those areas, regardless of individual creditworthiness.
Related Massachusetts Fair Housing Questions
- A Massachusetts housing provider is accused of disparate impact discrimination. To defend against this, the provider must show:
- A Massachusetts landlord who charges a higher security deposit to a tenant with a disability 'because disabled tenants may cause more wear and tear' has:
- Under Massachusetts Chapter 151B, a person who has been sexually harassed by their landlord may file a complaint with:
- Under the Massachusetts Fair Housing Center's testing program, a 'tester' who experienced differential treatment has standing to file a fair housing complaint in Massachusetts because:
- The Massachusetts Fair Housing Center is:
- Massachusetts law on discrimination in lending (mortgage lending) is enforced by which state agency?
- Under Massachusetts Chapter 151B, the statute of limitations for filing a housing discrimination complaint with MCAD is:
- Under Massachusetts fair housing law, a 'service animal' must be:
Practice More Massachusetts Real Estate Questions
1,500+ questions covering all exam topics. Start free — no signup required.
Take the Free Massachusetts Quiz →