Contracts

The doctrine of 'equitable conversion' in Massachusetts provides that once a P&S is signed:

AThe seller owns the property until closing regardless of the contract
BThe buyer bears the risk of loss if the property is destroyed before closing (unless the contract states otherwise)✓ Correct
CThe seller cannot back out for any reason
DThe buyer's deposit earns interest for the buyer

Explanation

Under equitable conversion, once a binding purchase contract is signed, the buyer has equitable title and technically bears the risk of loss if the property is damaged or destroyed, unless the contract specifically allocates risk differently.

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