Environmental

Mold in a Michigan property is considered a material defect because:

AIt only affects older homes built before 1970
BIt can cause health problems and structural damage, affecting value and habitability✓ Correct
CIt is covered automatically by homeowners insurance
DMichigan law requires mold remediation in all homes before listing

Explanation

Mold can cause significant health problems and structural damage. Known mold in a property is a material defect under Michigan's Seller Disclosure Act that must be disclosed to buyers.

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