Fair Housing
A Mississippi insurance company refuses to issue homeowner's insurance on properties in predominantly minority neighborhoods regardless of the individual property's condition. This practice is called:
ASteering
BRedlining✓ Correct
CBlockbusting
DDisparate treatment
Explanation
Redlining by insurance companies—refusing to insure or charging higher premiums for properties in minority neighborhoods regardless of individual risk—is an illegal discriminatory practice under the Fair Housing Act.
Related Mississippi Fair Housing Questions
- A Mississippi seller lists their home 'for sale by owner.' Fair housing laws apply to the seller because:
- A Mississippi landlord charges a higher security deposit to tenants with children than to tenants without children. This is most likely a violation of fair housing law based on:
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- A mortgage lender charges a higher interest rate to a borrower because of their national origin. This is an example of:
- Advertising a condominium in Gulfport, Mississippi using language such as 'no children' would most likely violate the Fair Housing Act's prohibition on discrimination based on:
- The 'interactive process' in a Mississippi fair housing reasonable accommodation request involves:
- A Mississippi real estate licensee uses the phrase 'great for young professionals' in a rental advertisement. This could be:
- A Mississippi landlord receives two applications—one from a white applicant and one from a Black applicant—with identical qualifications. The landlord rents to the white applicant without explanation. This is most likely:
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