Fair Housing

A Mississippi landlord requires all applicants to have a credit score of at least 680. A study shows this requirement disproportionately rejects applicants of a particular racial group. Under fair housing disparate impact analysis, the landlord must:

AImmediately abandon the credit score requirement
BDemonstrate that the 680 credit score requirement is necessary to serve a substantial, legitimate, nondiscriminatory interest and that no less discriminatory alternative exists✓ Correct
CPay damages automatically without further analysis
DOnly justify the requirement if a complaint is filed

Explanation

Under disparate impact analysis (Inclusive Communities Project), a policy with discriminatory impact is not automatically illegal. The landlord must show the policy serves a legitimate, substantial business interest.

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