Escrow & Title

A Missouri deed of trust differs from a mortgage in that a deed of trust involves:

AOnly two parties: borrower and lender
BThree parties: borrower (trustor), lender (beneficiary), and a neutral trustee✓ Correct
CThe government as a guarantor
DNo interest charges on the loan

Explanation

A deed of trust involves three parties: the trustor (borrower) conveys title to a trustee who holds it on behalf of the beneficiary (lender) as security for the loan. Missouri primarily uses deeds of trust rather than traditional mortgages.

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