Property Ownership

In Missouri, a grantee in a deed receives title subject to all existing encumbrances. The buyer is protected from unknown encumbrances by:

AThe sales contract
BOwner's title insurance✓ Correct
CMREC regulations
DThe seller's warranty alone

Explanation

Owner's title insurance protects the grantee (buyer) against unknown title defects, liens, or encumbrances that existed before closing but were not discovered in the title search.

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