Land Use & Zoning
Missouri's floodplain regulations under the National Flood Insurance Program (NFIP) require participating communities to:
ABuy flood insurance for all properties
BAdopt and enforce floodplain management ordinances meeting FEMA minimum standards✓ Correct
CProhibit all development in 500-year flood zones
DRegister all floodplain properties with Missouri DNR
Explanation
Missouri communities participating in NFIP must adopt floodplain management ordinances that meet FEMA's minimum standards. This enables property owners to purchase federally-backed flood insurance.
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Key Terms to Know
Zoning
Local government regulations that control land use by dividing areas into zones specifying permitted uses, building sizes, and densities.
Title InsuranceInsurance protecting against financial loss from defects in a property's title that existed before closing but were unknown at the time of purchase.
VarianceOfficial permission to use land in a way that does not conform to the applicable zoning ordinance, granted by a zoning board when strict enforcement would cause undue hardship.
Eminent DomainThe power of government to take private property for public use, with the requirement to pay the owner just compensation.
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