Fair Housing
A Montana senior apartment community that qualifies as 'housing for older persons' under the Fair Housing Act (HOPA) must have what percentage of units occupied by at least one person 55 or older?
A51%
B62%
C75%
D80%✓ Correct
Explanation
To qualify for the 55+ HOPA exemption, a community must have at least 80% of its occupied units with at least one resident who is 55 years of age or older, publish and follow policies demonstrating intent to provide housing for 55+ occupants, and comply with HUD rules for age verification.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
Earnest MoneyA deposit made by the buyer when submitting a purchase offer, demonstrating serious intent and serving as consideration for the contract.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
BlockbustingAn illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.
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