Fair Housing

Disparate impact in fair housing occurs when:

AA landlord intentionally discriminates against a protected class
BA seemingly neutral policy disproportionately affects a protected class without business justification✓ Correct
CTwo agents engage in steering in the same neighborhood
DA lender denies a loan based on race

Explanation

Disparate impact is when a facially neutral policy (e.g., a minimum income requirement that is set very high) disproportionately excludes members of a protected class without sufficient business justification.

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