Contracts

In Montana, 'closing costs' associated with a real estate transaction are typically allocated between buyer and seller in accordance with:

AMontana state law exclusively
BThe purchase contract, local customs, and any negotiated terms between the parties✓ Correct
CFederal RESPA requirements that specify which party pays each cost
DOnly the lender's requirements

Explanation

While there are some customary practices in Montana markets, most closing costs are ultimately allocated according to the purchase contract's terms, which the parties negotiate. Local custom and lender requirements also influence allocations.

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