Finance
Under RESPA, a 'kickback' arrangement between a Montana real estate agent and a title company—where the title company pays the agent for referrals—is:
ALegal as long as it is disclosed to the buyer
BIllegal under RESPA Section 8, which prohibits kickbacks and unearned fee splits for settlement service referrals✓ Correct
CLegal only if the amount is under $1,000
DLegal since Montana is a non-RESPA state
Explanation
RESPA Section 8 prohibits kickbacks, fee splits, and unearned fees for referring settlement service business (title, escrow, etc.). This applies in all states including Montana, regardless of disclosure.
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