Real Estate Math

A closing occurs on March 1. Annual mortgage interest is $9,600 paid in arrears. The buyer owes what prepaid interest at closing for March 1–March 31 (31 days)?

A$816.00
B$800.00✓ Correct
C$825.00
D$784.00

Explanation

Daily interest = $9,600 ÷ 360 = $26.67/day. Prepaid for 30 days (using 360-day method, March = 30 days): $26.67 × 30 = $800.

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