Real Estate Math

A Nebraska homeowner has a $220,000 mortgage. Their credit score qualifies them for a refinance at 6.25% (down from 7%). Monthly P&I on the old loan (7%, 25 years remaining) is $1,555. New monthly payment at 6.25% on $220,000 for 25 years would be approximately $1,497. Monthly savings are:

A$58✓ Correct
B$65
C$70
D$55

Explanation

Monthly savings = $1,555 − $1,497 = $58. To solve this, multiply the relevant values: $220,000 and $1,555 at 6.

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