Fair Housing
A NJ apartment building's policy requiring all prospective tenants to submit to a credit check is:
AIllegal if it screens out any protected class
BPermissible if consistently applied to all applicants regardless of protected class, and if a minimum score is used for business reasons✓ Correct
CRequired by the NJ LAD
DOnly legal with NJREC approval
Explanation
Credit checks are a legitimate screening tool when applied consistently. Under fair housing law, the concern arises if credit requirements are applied selectively to different groups or if minimum score thresholds have an unjustified discriminatory impact.
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