Escrow & Title
In New York, 'actual notice' of a prior interest in real property differs from 'constructive notice' in that:
AActual notice is presumed from recording; constructive notice requires personal knowledge
BActual notice is direct, personal knowledge of the prior interest; constructive notice is knowledge imputed by law (such as from a recorded instrument)✓ Correct
CConstructive notice is only available in commercial transactions
DActual notice only applies to liens, not deeds
Explanation
Actual notice is direct, first-hand knowledge of a prior interest (e.g.
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