Contracts

In New York, 'earnest money' deposited at contract signing is typically:

AApplied to the broker's commission
BApplied toward the buyer's down payment and closing costs at closing✓ Correct
CRetained by the listing broker as compensation
DNon-refundable under any circumstances

Explanation

Earnest money is a deposit made by the buyer to demonstrate good faith. It is held in escrow and applied toward the purchase price (down payment/closing costs) at closing.

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