Agency

In New York, if a seller instructs their listing agent not to inform buyers that the property is in a flood zone, the agent should:

AFollow the seller's instructions as they are the client
BRefuse the instruction and disclose the flood zone status, as it is a material fact affecting the buyer's decision✓ Correct
COnly disclose if the buyer asks directly
DInsert a disclaimer in the MLS listing

Explanation

Flood zone status is a material fact that affects property value, insurance costs, and a buyer's decision. An agent cannot follow instructions to conceal material facts.

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