Contracts

In New York, 'novation' in a real estate context means:

AA court orders a new contract between the parties
BA new party is substituted for an original party to the contract, with all parties' consent, releasing the original party from liability✓ Correct
CAdditional terms are added to an existing contract
DOne party assigns their interest to a third party without the other's consent

Explanation

Novation is the substitution of a new party (or new contract) for an original one, with the consent of all parties, that releases the original party from their obligations. In real estate, novation occurs when a buyer assumes a mortgage and the lender agrees to release the original borrower from personal liability — substituting the new borrower in place of the original.

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