Fair Housing
Under New York law, a person who experiences housing discrimination may file a complaint with multiple agencies. Which combination is correct?
AOnly HUD; state agencies have no jurisdiction
BHUD (for FHA violations), NYS Division of Human Rights (for state Human Rights Law violations), and/or directly in state or federal court✓ Correct
COnly the DOS Division of Licensing Services
DOnly local housing courts
Explanation
A New York housing discrimination victim has multiple avenues: (1) HUD's Office of Fair Housing and Equal Opportunity (for federal FHA claims); (2) NYS Division of Human Rights (for state Human Rights Law claims); (3) NYC Commission on Human Rights (for NYC Human Rights Law claims in NYC); and/or (4) directly in state or federal court. Each has different time limits and procedures.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
Transfer TaxA tax imposed by state or local governments when real property ownership is transferred, typically based on the sale price.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
BlockbustingAn illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.
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