Fair Housing
Under New York law, what is 'redlining'?
AThe practice of drawing red lines on property surveys to show boundary disputes
BThe illegal practice by lenders of refusing to make loans in certain geographic areas based on the racial or ethnic composition of those areas✓ Correct
CA zoning technique used to designate high-density urban areas
DThe NYC practice of marking historical properties with a red designation
Explanation
Redlining is the illegal practice by banks and other lenders of refusing to provide mortgages, insurance, or other financial services to residents of certain geographic areas, typically based on the racial or ethnic composition of those areas. It is prohibited by the Fair Housing Act and the Community Reinvestment Act.
Related New York Fair Housing Questions
- Under New York law, which of the following is a legitimate reason a housing provider may use in tenant selection without violating fair housing laws?
- Under New York's Human Rights Law, a landlord who maintains rental units in better condition for white tenants than for minority tenants is committing:
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- In New York City, the 'Commission on Human Rights' (CCHR) differs from the state Division of Human Rights in that the CCHR:
- Under New York law, which of the following is a permissible distinction that housing providers may make in selecting tenants?
- Under New York law, a person who experiences housing discrimination may file a complaint with multiple agencies. Which combination is correct?
- Under the New York Human Rights Law, a landlord who imposes different lease terms on tenants of different national origins (such as requiring higher security deposits from foreign-born tenants) is engaging in:
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