Escrow & Title
Under New York law, which of the following defects would NOT be covered by a standard title insurance policy?
AA forged deed in the chain of title
BAn undisclosed lien from a prior owner
CA boundary dispute visible from a physical inspection of the property✓ Correct
DErrors in public records
Explanation
Standard title insurance policies generally exclude matters that would be disclosed by a survey or physical inspection of the property, including boundary disputes or encroachments that are visible on the ground. However, an ALTA survey endorsement can provide coverage for these matters if a current survey is provided.
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