Fair Housing
Under the New York City Human Rights Law, discrimination based on 'gender identity or expression' in housing is:
AProhibited only in rental housing, not sales
BProhibited in all housing-related transactions, including sales, rentals, and mortgage financing✓ Correct
COnly addressed in commercial transactions
DNot explicitly prohibited; only biological sex is a protected class
Explanation
The NYC Human Rights Law explicitly prohibits discrimination based on gender identity or expression (including transgender status) in all housing transactions — sales, rentals, and mortgage financing. New York State Human Rights Law also prohibits discrimination based on gender identity or expression statewide.
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- New York State's Human Rights Law provides fair housing protections that are:Fair Housing
- The New York City Human Rights Law (NYCHRL) provides fair housing protections that are:Fair Housing
- The Civil Rights Act of 1866 prohibits discrimination in property transactions based on:Fair Housing
- In New York, the agency charged with enforcing the State Human Rights Law against housing discrimination is:Fair Housing
- The Equal Credit Opportunity Act (ECOA) prohibits mortgage lenders from discriminating against New York applicants based on:Finance
- New York City's 'Inclusionary Housing Program' requires or incentivizes developers to:Land Use & Zoning
- The New York State Division of Housing and Community Renewal (DHCR) is responsible for:Property Management
- The 'secondary mortgage market' in the United States (including New York) is primarily served by:Finance
Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
Adjustable-Rate Mortgage (ARM)A mortgage with an interest rate that changes periodically based on a financial index, usually after an initial fixed-rate period.
Transfer TaxA tax imposed by state or local governments when real property ownership is transferred, typically based on the sale price.
State-Specific Concepts
DRE Regulation
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