Fair Housing
A NC landlord who charges a Hispanic applicant a higher security deposit than a white applicant with the same qualifications has engaged in:
AAcceptable risk assessment
BIntentional (disparate treatment) discrimination based on national origin✓ Correct
CA permissible creditworthiness adjustment
DA lawful security policy
Explanation
Charging higher deposits to applicants based on national origin (or any other protected class) when qualifications are equal is direct, intentional discrimination violating the FHA.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
RedliningAn illegal practice where lenders or insurers deny services or charge higher rates in certain neighborhoods based on the racial or ethnic composition of those areas.
BlockbustingAn illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.
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