Under NC and federal law, a landlord may legally ask a prospective tenant to provide proof of:
Why Their income, rental history, and credit worthiness Is Correct
Answer B: Their income, rental history, and credit worthiness
Exam Tip: Fair Housing
Fair Housing questions test both federal (Fair Housing Act of 1968) and state-level protected classes. The federal protected classes are race, color, religion, national origin, sex, familial status, and disability. Many states add additional protections.
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Related North Carolina Questions
- Which federal law specifically prohibits discrimination in credit transactions (including mortgages) based on race, color, religion, national origin, sex, marital status, age, or receipt of public assistance?Fair Housing
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Key Terms to Know
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
Debt-to-Income Ratio (DTI)A lender's measure of a borrower's monthly debt obligations relative to their gross monthly income, used to evaluate loan eligibility.
Pre-ApprovalA lender's conditional commitment to loan a specific amount to a borrower, based on verified income, credit, and assets.
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