Fair Housing
A North Dakota real estate agent who uses different standards for showing properties to white buyers versus buyers of color is engaging in:
AAppropriate risk management
BRacial steering, which is illegal under fair housing laws✓ Correct
CLegitimate client matching
DStandard industry practice
Explanation
Showing properties using different standards based on race or other protected characteristics is illegal steering, a form of housing discrimination. All buyers must be offered the same quality of service and shown properties consistent with their stated preferences, not their demographics.
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Key Terms to Know
Steering
An illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
LienA financial claim against a property that serves as security for a debt or obligation, giving the creditor the right to foreclose if unpaid.
Fair Housing ActFederal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
RedliningAn illegal practice where lenders or insurers deny services or charge higher rates in certain neighborhoods based on the racial or ethnic composition of those areas.
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