Escrow & Title

In North Dakota, a 'release clause' in a blanket mortgage allows a borrower to:

ARefinance the entire mortgage at a lower rate
BRelease individual parcels from the mortgage lien upon payment of a specified portion of the loan✓ Correct
CTerminate the mortgage agreement early without penalty
DRelease the lender from their obligation to lend

Explanation

A release clause (or partial release clause) in a blanket mortgage allows individual lots or parcels to be freed from the mortgage upon payment of a defined amount, enabling subdivision sales to proceed as individual lots are sold.

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