Escrow & Title

In Ohio, a 'HUD-1 Settlement Statement' was historically used to:

ADisclose loan terms at application
BItemize all charges and credits for both buyer and seller at closing✓ Correct
CGuarantee the buyer's title
DCreate a lien on the property

Explanation

Before TRID (2015), the HUD-1 Settlement Statement itemized all closing costs, credits, and debits for buyer and seller. It was replaced by the Closing Disclosure for most federally related transactions.

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