Escrow & Title

Which of the following is a 'voluntary lien' on Ohio real property?

AA judgment lien
BA mortgage lien created when the owner borrows against the property✓ Correct
CA property tax lien
DA mechanic's lien for unpaid construction work

Explanation

A mortgage lien is voluntary because the property owner voluntarily pledges the property as collateral for a loan. Judgment liens, tax liens, and mechanic's liens are involuntary.

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