Escrow & Title

What is a judicial foreclosure in Ohio?

AA foreclosure handled by the sheriff's department
BA court-supervised foreclosure proceeding where the lender obtains a court order to sell the property✓ Correct
CA voluntary surrender of the property
DA bankruptcy-related foreclosure

Explanation

Ohio uses judicial foreclosure: the lender files a lawsuit, obtains a court judgment, and the property is sold at a sheriff's sale (public auction). The borrower has rights of redemption and can contest the foreclosure in court.

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