Fair Housing
Which of the following is an example of 'blockbusting' under Oregon and federal fair housing law?
ARefusing to list a property in a racially transitioning neighborhood
BInducing panic selling by suggesting that people of a certain race or class are moving into the neighborhood✓ Correct
CSteering buyers to certain neighborhoods based on their demographics
DCharging different security deposits based on national origin
Explanation
Blockbusting is the illegal practice of inducing homeowners to sell their properties by suggesting that people of a certain race, religion, or national origin are moving into the neighborhood — implying a decline in property values or safety. It is prohibited by the Fair Housing Act and can result in substantial penalties.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
BlockbustingAn illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.
RedliningAn illegal practice where lenders or insurers deny services or charge higher rates in certain neighborhoods based on the racial or ethnic composition of those areas.
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