Contracts

A Pennsylvania buyer's Agreement of Sale requires the seller to provide clear title at closing. If a title search reveals an unsatisfied judgment lien, the seller must:

AComplete the sale with the lien still attached
BSatisfy or release the lien before or at closing to deliver clear title✓ Correct
CDisclose the lien to the buyer and reduce the price accordingly
DObtain PREC approval to close with an encumbrance

Explanation

If the Agreement of Sale requires clear (marketable) title, the seller must satisfy all encumbrances — mortgages, judgments, and liens — before or at closing. Typically, liens are paid from the sale proceeds at settlement, and the title company ensures payoffs are recorded before disbursing to the seller.

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