Contracts

In Pennsylvania, the earnest money deposit in a real estate transaction is typically held by:

AThe seller directly in a personal bank account until settlement
BThe listing broker in a separate trust or escrow account✓ Correct
CThe buyer's bank in a dedicated savings account in the buyer's name
DThe county recorder of deeds until the deed is recorded

Explanation

In Pennsylvania, the earnest money (good-faith deposit) is typically held by the listing broker in a separate trust or escrow account until settlement. RELRA requires brokers to deposit trust funds promptly and maintain them in an identifiable escrow account. If the transaction closes, the deposit is credited to the buyer at settlement. Disputes over earnest money disbursement in failed transactions may require a mutual written release signed by both parties or PREC interpleader proceedings.

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