Agency

Pennsylvania's Consumer Notice form is required to be provided to consumers:

AOnly at the time a listing agreement or buyer agency agreement is signed
BAt or before the first substantive meeting or discussion regarding a specific property✓ Correct
COnly when the consumer specifically requests information about agency options
DAt the closing table before the deed and mortgage documents are executed

Explanation

Pennsylvania's Consumer Notice must be presented at or before the first substantive discussion about a specific property. A substantive discussion is one involving specific properties, buyer financial capacity, or seller motivation — not a casual initial contact. The Consumer Notice explains the agency options available in Pennsylvania and must be signed by the consumer to acknowledge receipt. Signing the Consumer Notice does not create an agency relationship; a separate written agreement is needed for that.

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