Which form of co-ownership is commonly used by married couples in states that recognize it and includes both the right of survivorship and protection from individual creditors?

Co-ownership where two or more people hold equal, undivided interests with the right of survivorship — when one owner dies, their share passes to the surviving owners.

Co-ownership where two or more people hold undivided interests that need not be equal and pass to each owner's heirs — no right of survivorship.

In community property states, most property acquired during marriage is owned equally by both spouses, regardless of who paid for it.

The highest and most complete form of property ownership — absolute ownership with the right to use, sell, or pass the property to heirs.