Escrow & Title

What is the difference between a 'mortgage' and a 'deed of trust' as security instruments in South Carolina?

AA mortgage involves three parties; a deed of trust involves two
BA deed of trust involves three parties (borrower, trustee, beneficiary); a mortgage involves two✓ Correct
CThey are legally identical in South Carolina
DA deed of trust is only used for commercial property

Explanation

A deed of trust involves three parties: borrower (trustor), lender (beneficiary), and trustee. A mortgage involves two parties: mortgagor (borrower) and mortgagee (lender).

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