Environmental
In South Carolina, a property in a Special Flood Hazard Area (SFHA) designated by FEMA likely requires:
ANo special insurance
BFlood insurance if there is a federally backed mortgage✓ Correct
CEarthquake insurance
DOnly standard homeowner's insurance
Explanation
Properties in FEMA-designated Special Flood Hazard Areas (100-year flood zones) with federally backed mortgages are required by law to carry flood insurance through the National Flood Insurance Program (NFIP).
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