Escrow & Title
A standard ALTA owner's title insurance policy in South Dakota covers all of the following EXCEPT:
AForgery of prior deed
BUndisclosed heirs claiming ownership
CBoundary disputes revealed by a survey✓ Correct
DFederal tax liens not disclosed by the IRS
Explanation
Standard title insurance policies exclude matters that would be shown by a current accurate survey (e.g., boundary disputes, encroachments). Extended coverage or an ALTA policy with survey endorsement can cover these.
Related South Dakota Escrow & Title Questions
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