Escrow & Title

At a South Dakota closing, the HUD-1 or Closing Disclosure is used to:

ARecord the deed at the county courthouse
BSummarize all debits and credits for buyer and seller✓ Correct
CEstablish the agency relationship between agent and client
DDetermine the property's fair market value

Explanation

The Closing Disclosure (or HUD-1 for older transactions) itemizes all financial transactions at closing, including purchase price, loan amounts, fees, prorations, and net proceeds for each party.

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