Escrow & Title
In South Dakota, a 'certificate of title' provided by an attorney after reviewing an abstract differs from title insurance in that:
AA certificate of title provides better protection than title insurance
BA certificate of title is an attorney's opinion of title and does not provide insurance coverage for undiscovered defects✓ Correct
CA certificate of title is government-issued and carries a government guarantee
DTitle insurance is only available for properties with defects
Explanation
A certificate of title is an attorney's legal opinion based on their review of the abstract. While valuable, it does not provide financial protection against title defects that were unknown or undiscoverable at the time of the opinion.
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